If you have a credit score that you are not proud of then you are not alone. According to Experian, approximately 1/3 of Americans have a “not so good” credit score. In fact we take our credit and credit cards so seriously, one report says more than 7 million Americans have hidden a bank or credit card account from their spouse or partner. This breaks down to approximately 4.4 million men and 2.8 million women. And if you fall in that number of Americans with poor or fair cre