Even if you missed your chance to win the Powerball, a prosperous 2016 may still be in the cards as last year’s bonuses are paid out and tax refunds start rolling in. Typically, during this time of year, bonuses have been handed out and plans are being made on how to spend them. Many people are wise to the fact that their finances could stand a bit of housekeeping while others are eager to splurge – whether it’s wise to do so or not.Bonus expectations vary widely. According t